Commercial Insurance

We understand the needs of businesses in our community.

As an independent insurance agency, we take pride in providing options from multiple insurance carriers. This allows you to compare coverages and price that will be the best fit for your business needs.

We are committed to helping you make an informed decision and we will listen to your concerns and explain options to insure what is important to you.  Call us today to discuss your commercial insurance needs.

Commercial Insurance Options

Commercial Property

Commercial Property provides a wide range of coverage to protect your physical assets such as: buildings, business personal property, inventory and more. Covered Causes of Loss could include: fire, theft and vandalism, windstorm or hail. Flood and Earthquake typically are not covered perils without an endorsement or separate policy.

Umbrella

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection.




Inland Marine

Often called “floater” policies, these policies provide property coverage for products, inventory, equipment that are moveable without regard to a specified location. Coverage types include: Builders Risk, Contractors Equipment Floater, Installation Floater.

General Liability

The General Liability policy provides the insurance protection needed to pay damages for bodily injury or property damages for which the insured is legally responsible arising out of or caused by your services, business operations or your employees.

Bonds

Whether you’re a contractor looking for a complex bid bond or a business owner in need of a simple license and permit bond, we are here to help. We know that you can’t conduct business or win the job without the backing of a solid surety bond. That’s why we only work with the most reputable and trustworthy surety providers.

EPLI

A type of Liability insurance covering wrongful acts arising from the employment process with the most frequent types of claims covered: wrongful termination, discrimination, sexual harassment, and retaliation. This coverage is typically excluded from General Liability policies.

Commercial Auto

Commercial Auto insurance can cover a combination of vehicle types (cars, trucks, vans) used by your business. There are 3 coverage parts: Physical Damage Insurance, Liability Insurance, and Other Coverages such as Towing & Labor, Rental Reimbursement, etc.

Workers Compensation

Workers’ Compensation provides coverage for medical care, lost wages, and rehabilitation of employees for bodily injury by accident or disease arising out of their employment.

Cyber Liability

Typically excluded from commercial general liability policies, Cyber-Insurance is a specialty lines insurance product intended to protect businesses and individuals from internet-based risks. Cyber Insurance policies may include coverage for losses against data destruction, extortion, theft, hacking and denial of service attacks.

Other Services Available

At Peoples Underwriters, Inc, we use top rated insurance companies to help protect you and your family from unexpected events.

A call to Peoples Underwriters will connect you with an agent who knows and supports our community. More importantly, we

The right life insurance policy will be unique for you and dependent on your personal and financial needs.