Commercial Insurance

We understand the needs of businesses in our community.

As an independent insurance agency, we take pride in providing options from multiple insurance carriers. This allows you to compare coverages and price that will be the best fit for your business needs.

We are committed to helping you make an informed decision and we will listen to your concerns and explain options to insure what is important to you.  Call us today to discuss your commercial insurance needs.

Commercial Insurance Options

South Carolina Commercial Property Insurance

Commercial Property provides a wide range of coverage to protect your physical assets such as: buildings, business personal property, inventory and more. Covered Causes of Loss could include: fire, theft and vandalism, windstorm or hail. Flood and Earthquake typically are not covered perils without an endorsement or separate policy.

South Carolina Commercial InsuranceUmbrella

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other insurance policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, Peoples Underwriters Insurance recommends that your business insurance program include this coverage.

South Carolina Inland Marine Insurance Policy

Often called “floater” policies, these policies provide property coverage for products, inventory, equipment that are moveable without regard to a specified location. Coverage types include: Builders Risk, Contractors Equipment Floater, Installation Floater.

South Carolina Commercial General Liability Insurance (CGL)

The General Liability policy provides the insurance protection needed to pay damages for bodily injury or property damages for which the insured is legally responsible arising out of or caused by your services, business operations or your employees.

South Carolina Commercial Bid and Surety Bonds

Whether you’re a contractor looking for a complex bid bond or a business owner in need of a simple license and permit bond, we are here to help. We know that you can’t conduct business or win the job without the backing of a solid surety bond. That’s why we only work with the most reputable and trustworthy surety providers.

South Carolina EPLI Insurance

Does your South Carolina business need Employment Practices Liability Insurance or EPLI? If you have employees, there is always the risk of claims. including wrongful termination, discrimination, sexual harassment, negligent employee evaluation, wrongful deprivation of a career opportunity, invasion of privacy, and many others. Your current liability insurance does not cover these exposures. One disgruntled worker can put your business at risk if he brings a lawsuit against your business, regardless of the outcome.

South Carolina Commercial Auto Insurance

All South Carolina businesses with company owned vehicles will require Commercial Auto insurance. South Carolina Commercial Auto Insurance can cover a combination of vehicle types (cars, trucks, vans) used by your business. There are 3 coverage parts: Physical Damage Insurance, Liability Insurance, and Other Coverages such as Towing & Labor, Rental Reimbursement, etc.

South Carolina Workers Compensation Insurance

Workers’ Compensation provides coverage for medical care, lost wages, and rehabilitation of employees for bodily injury by accident or disease arising out of their employment.

South Carolina Cyber Liability Insurance

Typically excluded from commercial general liability policies, Cyber Liability is the risk that is posed by businesses when they store information on the internet or in paper files. Many South Carolina businesses may face a cyber liability risk with the information they collect or store and Peoples Underwriters can assist you in the finding the right options for your Myrtle Beach area business when picking a cyber liability insurance policy.

Other Services Available

At Peoples Underwriters, Inc, we use top rated insurance companies to help protect you and your family from unexpected events.

A call to Peoples Underwriters will connect you with an agent who knows and supports our community. More importantly, we

The right life insurance policy will be unique for you and dependent on your personal and financial needs.